What to Do With an Inherited House in Pueblo West
Keep it, rent it, or sell it? Understanding the unique aspects of rural Pueblo West properties helps you decide.
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Your Three Main Options
Option 1: Keep the Property
Pueblo West offers affordable rural living with mountain views and space. If you have been considering a move to southern Colorado or want a vacation property with acreage, keeping the inherited home could make sense.
Pros
- - Space and privacy on larger lots
- - Lower cost of living than Front Range
- - Mountain views and outdoor access
- - Preserve family memories
Cons
- - Well/septic maintenance responsibilities
- - Distance from services and amenities
- - Propane costs for heating
- - Large lot upkeep requirements
Option 2: Rent the Property
Pueblo West attracts renters seeking rural character near Pueblo's amenities. However, renting rural property has unique challenges compared to city rentals.
Pros
- - Rental income ($1,200-$2,200/month typical)
- - Retain ownership and appreciation
- - Tax deductions for expenses
- - Option to sell later
Cons
- - Finding rural-savvy tenants
- - Well/septic problems become your emergency
- - Long-distance property management difficult
- - Larger lots mean more maintenance calls
Option 3: Sell the Property
Selling eliminates all ongoing responsibilities and provides immediate cash. For heirs who do not want rural property ownership responsibilities, selling is often the best choice.
Pros
- - Immediate cash for heirs
- - No well/septic worries
- - No lot maintenance
- - Clean break from property
Cons
- - Loss of family property
- - Cannot benefit from future appreciation
- - Emotional difficulty of letting go
- - Traditional sales may require system repairs
When selling to us, you avoid the "cons" of traditional sales - no repairs needed, no well/septic inspections required, and we close quickly for cash.
Pueblo West Inherited Property Options FAQs
Renting can provide income, but Pueblo West rentals come with unique challenges. Tenants need to understand well water and septic system care. Larger lots require more maintenance. Finding reliable tenants who want rural living and can handle these responsibilities can be difficult, especially if you are managing from a distance.
Expect property taxes ($1,500-$3,000/year depending on lot size), homeowner's insurance ($1,200-$2,000/year), propane or heating costs ($1,500-$3,000/year for rural properties), well pump electricity and maintenance ($500-$1,000/year), septic pumping every 3-5 years ($400-$600), and general maintenance for larger lots ($1,000-$3,000/year). Total: $6,000-$12,000+ annually.
Pueblo West properties typically have private wells instead of city water, septic systems instead of sewer, larger lots (often 1+ acres), and may have propane heating instead of natural gas. These systems require ongoing maintenance and can fail, requiring expensive repairs. Managing these from a distance is particularly challenging.
Generally no. Pueblo West does not have municipal water or sewer systems in most areas. This is part of the rural character of the community. Some newer developments may have community water systems, but most properties will remain on well and septic permanently.
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Evaluating Your Pueblo West Inherited Property Options
Inheriting a property in Pueblo West comes with unique considerations that differ from inheriting a city home. The rural character that makes Pueblo West appealing - space, privacy, mountain views - also means different maintenance requirements and ownership responsibilities.
Before deciding what to do with your inherited Pueblo West property, understand what ongoing ownership entails. Well water systems, septic tanks, and larger acreage all require attention and expense that can surprise heirs unfamiliar with rural property ownership.
Estimated Annual Costs of Keeping a Pueblo West Property
| Expense | Typical Annual Cost |
|---|---|
| Property Taxes | $1,500 - $3,000 |
| Homeowner's Insurance | $1,200 - $2,000 |
| Propane/Heating | $1,500 - $3,000 |
| Well System (pump, electricity) | $500 - $1,000 |
| Septic Pumping (amortized) | $100 - $200 |
| Lot Maintenance/Landscaping | $1,000 - $3,000 |
| General Home Maintenance | $2,000 - $4,000 |
| Total Annual Cost | $7,800 - $16,200 |
Note: These are typical costs. Does not include major repairs like well pump replacement ($2,000-$5,000), septic system repairs ($3,000-$15,000), or roof replacement ($10,000-$20,000).