Boulder: Exceptional Value Retention
With median home values exceeding $800,000 and many properties worth over $1 million, Boulder properties almost always have significant equity remaining after reverse mortgage payoff. Long-time residents who took HECMs have seen enormous appreciation.
High-Value Reverse Mortgage Situations
Historic District Properties
Mapleton Hill, Chautauqua, and University Hill properties are exceptionally valuable. Even older reverse mortgages rarely consume all the equity in these desirable locations.
Long-Time CU Faculty Homes
CU Boulder professors who purchased decades ago and later took reverse mortgages have seen massive appreciation. Their heirs often inherit substantial remaining equity.
Mountain View Properties
Boulder premium location with mountain views commands top prices. These properties retain exceptional value regardless of encumbrances.
Boulder Neighborhoods We Serve
Boulder County Market
Boulder limited housing supply and strong demand mean property values have appreciated dramatically. Most reverse mortgage borrowers in Boulder have seen their equity grow despite the loan balance increasing.
Frequently Asked Questions
Can you buy a Boulder house with a reverse mortgage?
Yes. We purchase properties with HECMs in Boulder. Given Boulder high values, significant equity often remains even after loan payoff.
Boulder properties are worth over $1 million - is there equity left?
Boulder exceptional appreciation means most properties have substantial equity even after HECM payoff. We provide free assessments within 24-48 hours.
What about historic Boulder homes with reverse mortgages?
Historic properties in Mapleton Hill or Chautauqua are especially valuable. These often have significant equity regardless of reverse mortgage balance.
My parent was a CU professor for decades - does that matter?
Not for the HECM process, but long-time Boulder residents often purchased homes years ago at much lower prices. The appreciation may mean substantial equity for heirs.
How fast can you close?
We close in 7-14 days. This easily meets HECM servicer requirements.